Making Home Affordable : Loan Modification Key

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Best practices on how to continue loss mitigation needs

Besides the start of a new year, Jan.1, 2017, will also mark the first time since 2009 that the government’s Home Affordable Modification Program and Home Affordable Refinance Program will not exist.   Falling under the government’s Making Home Affordable program, HAMP and HARP were created as solutions after the housing crisis to keep struggling

EIGHT LOAN MODS APPROVED INCLUDING NATIONSTAR – $194,265.00 FORGIVEN

Click the pictures to MAGNIFY our results  ►► View the original newsletter in your browser Loan Modification Key™ Stands Apart NATIONSTAR $194,265.00 PRINCIPAL FORGIVENESS AUGUST 2015 OCWEN $49,667.85 PRINCIPAL FORGIVENESS JUNE 2015 PENNYMAC $206,000.00 PRINCIPAL FORGIVENESS AUGUST 2015 WELLS FARGO HAMP $660.51 MONTHLY SAVINGS – AUGUST 2015   SELECT PORTFOLIO $788.02 MONTHLY SAVINGS – JULY 2015 US BANK HAMP

Here’s What to Do If Your Mortgage Is Underwater

“If you feel like you’re drowning, financially speaking, you’re not alone. Millions of Americans are “underwater” on their mortgages, with negative equity. It’s a bad position to be in, but you may be able to improve your situation. Let’s talk numbers first. According to data from CoreLogic, as of the end of 2014, homeowners of about

Why refinance when you can modify?

“With interest rates being lowered a tad and with the relaxation of Fannie Mae and Freddie Mac’s lending guidelines, there’s been a recent advertising push by loan brokers about this being a great time to consider refinancing your home mortgage. For some folks who are simply looking for a deal better than the one they

Ocwen relents, enables retired nurse to keep her house

“A 75-year-old Brooklyn woman won her five-year legal battle with one of the nation’s biggest mortgage servicers after The Post reported on her struggle to save her Brooklyn home. Eartha Smith, a retired nurse for the New York Fire Department, finally got an e-mail from Ocwen Financial granting her a mortgage modification following several false
IMPORTANT: The text in this website and product(s) sold on this website do not substitute for legal advice. Nor does the text substitute for real estate, financial, tax, bankruptcy or other professional advice. Loan Modification Key® and its owner(s) cannot and do not guarantee results from any lender or servicer. Loan Modification Key® and its owner(s) do not represent any loan modification program or governmental program. Loan Modification Key® and its owner(s) do not represent any government agency. The text herein represents information, opinion and expertise gathered in the last several years' experience in the mortgage industry. Loan Modification Key® is a non-profit 501 (c)(3) tax-exempt organization.
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