Remodification : Loan Modification Key

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1 million homeowners emerge from underwater in 3Q

Nearly a million U.S. homeowners came up from underwater on their home loans in the third quarter, finally owing less than their homes are worth. The nation’s overall negative home equity rate fell to 13.4 percent of homeowners with a mortgage, down a full percentage point from the second quarter and from 16.9 percent a

San Diego Regional Chamber of Commerce

LOAN MODIFICATION KEY MEMBER SPOTLIGHT “We need help,” the voice on the other end says in desperation… “Please, tell me what you are going through,” we respond. “We fell behind on our mortgage payment and have been trying to get a loan modification but we keep getting denied,” the voice shudders in defeat, “the bank

Florida’s Hardest Hit Fund program blistered in report

Of the 18 states participating in the Treasury Department’s Hardest Hit Fund, Florida has the lowest rate of approving homeowners for assistance, one of the highest rates of denying assistance and an overall “slowness” in processing thousands of applications. Five years into the program, only 22,400 Floridians had been helped as of March — just

Here’s What to Do If Your Mortgage Is Underwater

“If you feel like you’re drowning, financially speaking, you’re not alone. Millions of Americans are “underwater” on their mortgages, with negative equity. It’s a bad position to be in, but you may be able to improve your situation. Let’s talk numbers first. According to data from CoreLogic, as of the end of 2014, homeowners of about

Loss of income does not mean loss of home

“DESPAIR SETS IN” “When Sarah lost her unemployment income in January 2014, she thought all was lost in terms of her ability to continue to make payments on her mortgage. Her concern deepened when after missing only two payments, her mortgage company returned a regular monthly payment she sent in. In returning her payment the

Government program providing mortgage relief

“NORWICH – For years, Edward Delsanto has been forced to make choices. Should he fix his car or septic tank and risk being short on his $1,570 mortgage payment for his 2,100-square-foot Voluntown home he’s owned since 1992? Should the former Navy submariner and Connecticut National Guardsman dip into his savings or use some of his
IMPORTANT: The text in this website and product(s) sold on this website do not substitute for legal advice. Nor does the text substitute for real estate, financial, tax, bankruptcy or other professional advice. Loan Modification Key® and its owner(s) cannot and do not guarantee results from any lender or servicer. Loan Modification Key® and its owner(s) do not represent any loan modification program or governmental program. Loan Modification Key® and its owner(s) do not represent any government agency. The text herein represents information, opinion and expertise gathered in the last several years' experience in the mortgage industry. Loan Modification Key® is a non-profit 501 (c)(3) tax-exempt organization.
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