I just wanted to get back to you and let you know I have made my last trial payment and have set up an automatic payment through the bank so I don’t have to call each time I make a payment. Attached is a copy of the final explanation of my loan mod from BofA. I received it a short while back and thought you might be interested in seeing what your work has done for me. My house payment with insurance and property tax impound went from $2375.00 to $1534.00 a difference of over $800.00. Also see that the percentage rate increases from the initial 2% to 3% then tops off at 3.75% at the seven year mark. I was paying 6.1%. I wanted to thank you again and since mine was the first one you did in this program I thought you might want to put this in your happy customer folder. Again thanks for the help. It is greatly appreciated.